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Valley Accident Law

Phoenix Uber and Lyft Accident Lawyer

Uber Accident Lawyer in Phoenix, Arizona: Help After an Uber or Lyft Crash

If you were hurt in a crash involving an Uber or Lyft in Phoenix, an Uber accident lawyer in Phoenix can explain which insurance applies and protect your claim before the company's adjusters talk to you. Valley Accident Law serves Phoenix clients from our Scottsdale office, and Charles Paglialunga has 32 years of Arizona accident experience. Rideshare coverage in Arizona changes by stage of the trip.

A phone in a dashboard mount showing a blank map screen inside a car at night, city lights through the windshield, no readable text
App on, waiting for a ride
$25,000 / $50,000 / $20,000
A.R.S. 28-4038
Once a ride is accepted
$250,000
A.R.S. 28-4038
Passenger aboard
$1,000,000
A.R.S. 28-4038
Filing deadline
2 years from the crash
A.R.S. 12-542(1)
A rideshare pickup curb at a Phoenix airport terminal at night, cars waiting, travelers far away, no readable signs

Uber Accident Lawyer in Phoenix: Rideshare Claims Have Extra Layers

A rideshare crash can involve the driver, the other driver, the rideshare company, and several insurance policies at once. Which policy applies depends on what the driver was doing when the crash happened. That question is where many claims are won or lost, and the company's insurer has a strong interest in the answer.

Valley Accident Law represents people hurt across the Phoenix metro, whether you were a passenger, the driver of another car, a pedestrian, or a cyclist. We are in Scottsdale at 5635 N Scottsdale Rd, Suite 170, Scottsdale, AZ 85250, and we serve Phoenix clients, starting by phone if you are still recovering. Charles Paglialunga is a Multi-Million Dollar Advocates Forum member. Our experienced and friendly attorney will explain your legal rights in plain language. Request your free case review.

If you want the Scottsdale version of this page, see our Scottsdale Uber and Lyft accident lawyer page. For the statewide guide, see our page for a rideshare accident lawyer in AZ.

Arizona

Rideshare Insurance in Arizona, Stage by Stage

Arizona's transportation network company law sets different minimums depending on what the driver was doing. Here is how it works for an Uber or Lyft trip.

Stage of the tripRequired coverageCitation
App on, driver waiting for a ride requestLiability of 25/50/20: $25,000 per person, $50,000 per accident, $20,000 propertyA.R.S. 28-4038
Ride accepted, passenger not yet aboard$250,000A.R.S. 28-4038
Passenger aboard$1,000,000A.R.S. 28-4038
Uninsured and underinsured motorist coverageMinimum of 25/75 under the same lawA.R.S. 28-4038

Source: Arizona Revised Statutes as cited. Policy language and exclusions can differ, so we read the policy.

Arizona

Where Rideshare Crashes Happen in Phoenix

Rideshare drivers work the busiest, most confusing parts of the city, often while watching an app. The places below are where pickups and drop-offs cluster.

  • Phoenix Sky Harbor International Airport

    Heavy pickup and drop-off traffic, drivers circling for passengers, and merging near the terminals.

  • Downtown near Footprint Center and Chase Field

    Event nights crowd the streets with rideshare vehicles, pedestrians, and drivers unfamiliar with the roads.

  • Roosevelt Row and the downtown arts district

    Evening foot traffic, curbside pickups, and sudden stops.

  • Camelback Road

    A long corridor with restaurants, resorts, and nightlife that generate frequent pickups.

  • I-10, I-17, and SR-51

    Rideshare drivers use freeways constantly, and freeway crashes are generally handled by Arizona DPS.

  • Phoenix Police Department

    Generally writes the report for crashes on city streets.

What to Do After an Uber or Lyft Accident in Phoenix

These steps are about protecting your claim, not medical advice.

A phone in a dashboard mount showing a blank map screen inside a car at night, city lights through the windshield, no readable text
  1. 1

    Get medical care, even if you feel fine.

    Many crash injuries show no or seemingly minor symptoms at first, and medical records from the day of the crash help your claim.

  2. 2

    Make sure there is a police report.

    Ask for the report number, and note whether the driver had the app on.

  3. 3

    Save the trip record.

    Screenshot the ride receipt, driver name, vehicle, and plate from your app before it changes. If you were another driver, note any rideshare sticker or phone display.

  4. 4

    Do not agree to a recorded statement.

    A rideshare company's insurer may call quickly and sound helpful. You are not required to agree to one.

  5. 5

    Call us early.

    Insurance companies and attorneys often negotiate the percentage of fault, so the sooner someone is on your side, the better. Our guide to talking to insurance adjusters explains what to avoid.

Who Can Make a Rideshare Injury Claim

A rideshare crash can injure many people, and each has a different path.

A rideshare pickup curb at a Phoenix airport terminal at night, cars waiting, travelers far away, no readable signs
Passengers

A passenger is rarely to blame for a crash, and the $1,000,000 coverage level applies while a passenger is aboard.

Drivers of other vehicles

You may have claims against the rideshare driver and, depending on the stage of the trip, the company's coverage. Your own uninsured motorist coverage can also matter.

Pedestrians and cyclists

A person hit by a rideshare vehicle in a crosswalk or bike lane can make a claim, and the same stage-of-trip rules apply.

Drivers

Rideshare drivers hurt in a crash may have claims against another driver or their own coverage, depending on the facts.

A car pulling to the curb for a pickup outside a nightlife district at night, a phone in a hand in the foreground

Fault and Deadlines in a Phoenix Rideshare Claim

Arizona is a pure comparative fault state (A.R.S. 12-2505), so even a partial share of fault does not end a claim. Most injury claims must be filed within two years (A.R.S. 12-542). If a city bus, a public vehicle, or a road defect is involved, notice of claim is due within 180 days (A.R.S. 12-821.01).

A crash involving a driver who had been drinking can also raise questions about the bar or restaurant that served them. Our guide to Arizona dram shop liability explains when that may apply. These rules have exceptions, so call us and we will explain how they apply to you.

Arizona

The Court and Hospitals Behind a Phoenix Rideshare Claim

Suits from Phoenix crashes are generally filed in Maricopa County Superior Court in downtown Phoenix. Our guide to Phoenix area trauma centers shows where seriously hurt people are taken.

  • Maricopa County Superior Court

    Downtown Phoenix, East Court Building, 101 W. Jefferson St.

  • Valleywise Health Medical Center

    A Level I trauma center in central Phoenix.

  • Banner University Medical Center Phoenix

    A Level I trauma center and teaching hospital.

  • St. Joseph's Hospital and Medical Center

    A Level I trauma center and home to the Barrow Neurological Institute.

  • HonorHealth John C. Lincoln Medical Center

    Serves north Phoenix.

Three cars stopped at odd angles after a chain-reaction collision on a freeway, long lens, haze

Working With Valley Accident Law After a Rideshare Crash

If you are looking for an Uber accident attorney in Phoenix, ask who will read the policies, how fees are explained, and how the firm responds when the company points to the driver. People calling a Lyft accident lawyer in Phoenix are often still in pain and unsure which insurer to trust. We will keep it plain. You pay no attorney fee unless we recover money for you.

A Phoenix rideshare accident lawyer should be willing to say what they see in your facts, the good and the bad. Many people search for a rideshare injury lawyer in Phoenix after getting a call from a company adjuster. Our experienced and friendly attorney will explain your legal rights and what your case may be worth. Call (602) 584-8054 or request your free case review. Phoenix rideshare lawyers handle a wide range of injuries, and our Phoenix personal injury lawyer page shows the rest of what we do.

Questions

Questions about Phoenix Uber and Lyft accident cases

Which insurance covers an Uber or Lyft accident in Arizona?

It depends on the stage of the trip. With the app on and no ride accepted, the minimum is 25/50/20. Once a ride is accepted it is $250,000, and while a passenger is aboard it is $1,000,000 (A.R.S. 28-4038).

What if I was a passenger?

A passenger is rarely at fault. The $1,000,000 coverage level applies while a passenger is aboard, and we review the policy.

What if I was hit by a rideshare car while walking or riding a bike?

You can make a claim, and the same stage-of-trip rules decide which coverage applies.

Should I talk to the rideshare company's insurer?

You are not required to agree to a recorded statement. Talk with us first.

How long do I have to file?

Two years for most claims, and 180 days for notice of a claim against a government entity. These rules have exceptions.

How much does it cost to hire you?

You pay no attorney fee unless we recover money for you. We will explain how costs are handled during your free case review.

Free case review

Let Us Answer Your Questions About Your Rideshare Accident

Call (602) 584-8054 or request your free case review. Our experienced and friendly attorney will explain your legal rights. The earlier you call, the better, but it's never too late to find out your legal rights.

(602) 584-8054

Call any time. Office visits Monday to Friday, 9 to 5.

Free and confidential. No obligation.

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