If you were injured as an Uber or Lyft passenger in Phoenix, coverage usually starts with the rideshare company’s own insurance policy rather than your own auto plan. An Uber and Lyft Accident Attorney can help you sort out which policy applies, from the driver’s coverage to third-party liability, so your medical bills get paid....Read More

When the adjuster says your health plan already paid, it can sound like your Personal Injury claim just lost its value. Under Arizona law, it usually hasn’t. The state’s collateral source rule keeps insurance payments separate from what your case is worth, and understanding how that works matters before you sign anything. By Charles Paglialunga,...Read More

Who is actually liable after a commercial truck crash in Phoenix depends on what caused the wreck: the truck driver’s choices, the trucking company’s policies, a negligent freight broker, or a cargo loader who overloaded the trailer. Multiple parties can share fault, and sorting that out shapes every Truck Accidents claim we handle. By Charles...Read More

In Arizona, the dog owner’s homeowners or renters insurance company usually pays a dog bite claim, since liability coverage exists for exactly this situation. Whose homeowners policy pays an Arizona dog bite claim, and what drives the value, depends on the policy limits, any breed exclusion, and how serious the injury is. Our Dog Bites...Read More

If you were hurt in a wreck, knowing how to get and read your Tempe police accident report in Arizona helps you understand fault, timelines, and next steps for your Car Accidents claim. This guide walks through requesting the report and decoding what officers wrote. By Charles Paglialunga, Esq., Founder, Valley Accident Law, 29 years...Read More

When a car hits a motorcyclist legally filtering between stopped lanes, Arizona’s fault rules do not automatically protect the rider. Here is Arizona’s lane filtering law explained: what counts as legal filtering, who usually carries fault after a crash, and where a Motorcycle Accidents claim goes from there. By Charles Paglialunga, Esq., Founder, Valley Accident...Read More

Insurance adjusters use formulas, not sympathy, to price your pain. Arizona injury claims typically value pain and suffering through a multiplier method or a per diem method tied to medical bills and recovery time. Here is how pain and suffering is actually valued in an Arizona injury claim, and where Personal Injury cases often go...Read More

When an insurance company tells you that you share the blame for a wreck, your settlement can shrink fast under Arizona’s comparative negligence rules. Here’s what to do when the insurer blames you for part of an Arizona crash, from documenting the scene to pushing back with evidence before you accept a reduced Car Accidents...Read More

A car crash in Mesa can leave you shaken, hurt, and unsure what happens next. Arizona law and insurance timelines both move fast, so knowing what to do after a car crash in Mesa protects your health, your vehicle, and your Personal Injury claim. Here are the first 10 steps to take, in order. By...Read More

If another car forced you off the road and vanished, or you were struck with no driver in sight, Arizona law still lets you recover. Our Hit and Run Accidents attorneys explain how uninsured motorist coverage pays for a phantom vehicle or no contact hit and run in Glendale, once you report the crash and...Read More